Burial Insurance
Burial Insurance with No Waiting Period

Burial Insurance: No Waiting Period

If you need final expense coverage – and you need it fast – you’re in luck. It is possible to purchase burial insurance with no waiting period! Some health issues may mean you are ineligible for immediate insurance coverage, but the good news is you can always present your risk favorably to underwriters. How you…
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Burial Insurance for seniors

What Is Burial Insurance?

What is Burial Insurance? Burial insurance is, essentially, a small permanent life insurance policy. Sometimes referred to as senior life insurance, funeral insurance, or final expense insurance, the point of this type of coverage is to ensure that your finances are in order if the worst should happen. At its core, this type of insurance…
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Dementia and Life Insurance

Dementia and Underwriting Insurance

Today we want to touch on a serious subject for seniors, especially seniors looking for life insurance. We all know that, as we age, our physical and mental abilities decline. For 5.8 million Americans 65 and over, Alzheimer’s and dementia, are scary realities that impact your underwritten risk.  Before we continue: we want to take…
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Senior Health and Life Insurance

Senior Health and Life Insurance

Can we let you in on a secret? We don’t like the term “senior citizen.” In the life insurance community, “senior” is used as a buzzword to incite fear and anxiety, with the hopes that individuals over the age of 55 will panic-buy inadequate and overpriced policies.  We know, we know: our website is called…
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Re-Evaluate Your Life Insurance

The Truth About Re-Rating Seniors

We talk a lot on here about how age is not a barrier to getting affordable life insurance. We also review what to do if you’ve been declined for life insurance. What we have not discussed is how to get re-rated as a senior.  Whether you were rated too high, declined, or are just looking…
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senior life insurance decline

The Truth About Senior Coverage Declines

Life insurance decline is scary. For many seniors, shopping for life insurance comes with anxiety. You’ve reached a different phase of your life, and may not be sure what kind of life insurance you need. Or, maybe you have a good idea of how much and what type of insurance you need, but you’re afraid…
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Retirement

Is Life Insurance the Answer to Retirement Savings?

If you’re reading this, you are a senior looking for affordable term life or whole life insurance. You’re 55 or over, and are in a different phase of your life. Your children may be grown, you may be thinking of downsizing a home, and you are a few years away from entering into retirement.  We…
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ife insurance for seniors

Seniors and Life Insurance: Preparing for the Future

A lot of insurance websites gear their information to younger individuals shopping for affordable life insurance policies. This makes sense: were the unthinkable to happen to someone who has just started a family or bought a home, financially protecting loved ones is important.   Life Insurance for Seniors As we age, our thoughts and lives shift…
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Why Senior’s Need A Life Insurance Agent

If you’re looking for more information about life insurance, then you’re in the right place! We’re here to provide you with a one-stop-shop for all the information you may need, because we believe educating our clients about the industry is the best way to make sure that we’re helping them get the best rates possible. …
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Best Life Insurance Options for Seniors

If you’re a “senior” looking for life insurance, then chances are you have a lot of preconceived notions about what your policy may look like and what you might have to pay for a life insurance policy. The idea that seniors can’t qualify for affordable and good coverage due to age restrictions is a notion…
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