All Posts By Krystn Meier

Senior Veteran Life Insurance

Happy Veteran’s Day! This Veteran’s Day, we want to discuss some available senior veteran life insurance options. There are many misconceptions surrounding life insurance for active duty and veteran service members. We are honored to work with senior veterans to help find the best life insurance policies out there. I’m a Veteran and a Senior:…

Burial Insurance: No Waiting Period

If you need final expense coverage – and you need it fast – you’re in luck. It is possible to purchase burial insurance with no waiting period! Some health issues may mean you are ineligible for immediate insurance coverage, but the good news is you can always present your risk favorably to underwriters. How you…

No Medical Exam for Seniors

If this website has served to do anything, hopefully it has taught you that, as a senior looking for an affordable life insurance policy, you have plenty of options available. Our goal is to take the complexity and intimidation out of shopping for a life insurance policy. Perhaps one of the most intimidating things seniors…

Affordable Burial Insurance for Seniors

Marketing is a funny thing, especially in the life insurance industry. Before you fall for burial insurance gimmicks you should know that burial insurance – also known as funeral insurance – is basically a small whole life insurance policy. The benefits are typically between $5,000 and $25,000. They are specifically designed to cover your final…

What Is Burial Insurance?

What is Burial Insurance? Burial insurance is, essentially, a small permanent life insurance policy. Sometimes referred to as senior life insurance, funeral insurance, or final expense insurance, the point of this type of coverage is to ensure that your finances are in order if the worst should happen. At its core, this type of insurance…

The Truth About AARP Life Insurance

There are many life insurance options that advertise specifically to seniors. If you’ve watched an infomercial or checked your mail, you’ve seen advertisements for life insurance choices designed specifically for seniors. AARP Life Insurance is one of the most widely-advertised senior life insurance companies. As you know from reading our blog: we don’t recommend these options.…

What Arthritis Means For Your Premium

It is possible to prevent a lot of diseases and natural effects of aging through healthy lifestyle choices. The older we get, the more important it is to take care of our bodies – and preventative care often starts young, in the form of stretching, exercising and eating well. However, there are some side effects…

Dementia and Underwriting Insurance

Today we want to touch on a serious subject for seniors, especially seniors looking for life insurance. We all know that, as we age, our physical and mental abilities decline. For 5.8 million Americans 65 and over, Alzheimer’s and dementia, are scary realities that impact your underwritten risk. Before we continue: we want to take…

Senior Health and Life Insurance

Can we let you in on a secret? We don’t like the term “senior citizen.” In the life insurance community, “senior” is used as a buzzword to incite fear and anxiety, with the hopes that individuals over the age of 55 will panic-buy inadequate and overpriced policies. We know, we know: our website is called…

The Truth About Re-Rating Seniors

We talk a lot on here about how age is not a barrier to getting affordable life insurance. We also review what to do if you’ve been declined for life insurance. What we have not discussed is how to get re-rated as a senior. Whether you were rated too high, declined, or are just looking…