Noel Insurance Services Blog | Learn About Life Insurance

Mortgage Protection Insurance vs. Life Insurance vs. Private Mortgage Insurance, or PMI: Which one do I need?

Insurance is a necessary part of life. Everyone needs insurance to protect themselves from financial ruin in case of an unfortunate event. There are a variety of different types of insurance, each with its benefits and drawbacks. In this article, we will compare mortgage protection insurance, life insurance, and private mortgage insurance, how they can help…

Krystn MeierPosted in Life Insurance on July 8, 2023 last updated on July 8, 2023

A Complete Guide To Buying The Best Burial & Final Expense Insurance for Seniors [in 2023]

Buying burial insurance for most seniors is as easy as trying to qualify for a whole life insurance policy. The benefit of which is a quick cash payout within a few weeks to cover funeral costs of the deceased. There are some companies that have up to a 2 year or 24-month wait period, but…

Krystn MeierPosted in No Exam Life Insurance on June 23, 2023 last updated on July 8, 2023

Where Can I Get an SBA Loan?

The Small Business Administration (SBA) provides loans and other financial assistance to help small businesses grow and create jobs. They can be used for a variety of purposes, such as purchasing equipment, expanding your business, or hiring new employees. In this article, you will learn precisely where to get an SBA loan for your business…

Krystn MeierPosted in Business Insurance on May 14, 2022 last updated on July 4, 2023

Can I Purchase Life Insurance on Someone Else?

A lot of our helpful life insurance blog posts detail buying life insurance for yourself, in order to protect your loved ones. A life insurance policy acts as a financial cornerstone and can help protect your legacy and your assets. But, what if you need to buy life insurance on someone else? Can you name…

Krystn MeierPosted in Life Insurance on April 21, 2022 last updated on July 4, 2023

life insurance medical information bureau

What Is The Medical Information Bureau? (MIB)

No! It’s Not The MEN IN BLACK! What is MIB? MIB- The Medical Information Bureau was founded in 1902 and has information on life, health, long-term care insurance applications, and disabilities of millions of people. MIB offers fraud protection services to insurance companies. MIB maintains a confidential consumer database that is accessible only by its…

Krystn MeierPosted in Life Insurance on March 10, 2022 last updated on July 4, 2023

Decreasing Term Life Insurance, Is it right for you?

Term life insurance is a type of life insurance that provides coverage for a specific period, typically 5, 10, 15, 20, 25, or 30 years. The policy owner pays premiums monthly or annually, and the insurer guarantees a payout if the policyholder dies during the covered period. Term life insurance is often less expensive than…

Krystn MeierPosted in Life Insurance on March 1, 2022 last updated on July 4, 2023

Annuities vs Life Insurance:

Retirement is probably the biggest topic on the minds of seniors. One of the biggest questions we get asked by our clients is what exactly is the difference between annuities and permanent life insurance policies? We understand the confusion. At a glance it seems as though whole life insurance and annuities have a bit in…

Krystn MeierPosted in Annuities on November 25, 2020 last updated on July 8, 2023

Senior Veteran Life Insurance

Happy Veteran’s Day! This Veteran’s Day, we want to discuss some available senior veteran life insurance options. There are many misconceptions surrounding life insurance for active duty and veteran service members. We are honored to work with senior veterans to help find the best life insurance policies out there. I’m a Veteran and a Senior:…

Krystn MeierPosted in Life Insurance for Seniors on November 11, 2020 last updated on July 8, 2023

Burial Insurance: No Waiting Period

If you need final expense coverage – and you need it fast – you’re in luck. It is possible to purchase burial insurance with no waiting period! Some health issues may mean you are ineligible for immediate insurance coverage, but the good news is you can always present your risk favorably to underwriters. How you…

Krystn MeierPosted in No Exam Life Insurance on November 3, 2020 last updated on July 8, 2023

Top Burial Insurance Companies

Welcome to part 2 of our “Top Burial Insurance Carriers” series! If you’re looking for some of the best burial insurance carriers, we can help. There are many options for burial insurance, and we’ve listed just a few of the most popular options here. As with any life insurance purchase, you should be sure to reach…

Krystn MeierPosted in No Exam Life Insurance on October 28, 2020 last updated on July 8, 2023

Top Burial Insurance Companies

Burial insurance options for seniors are abundant. In this article we are reviewing some of the top burial insurance carriers to help you find the best coverage for your needs. We have reviewed the below based on coverage options, affordability, and more. AARP Easy Acceptance LifeBefore you read on: take a look at our review…

Krystn MeierPosted in No Exam Life Insurance on October 27, 2020 last updated on July 8, 2023

Affordable Burial Insurance for Seniors

Marketing is a funny thing, especially in the life insurance industry. Before you fall for burial insurance gimmicks you should know that burial insurance – also known as funeral insurance – is basically a small whole life insurance policy. The benefits are typically between $5,000 and $25,000. They are specifically designed to cover your final…

Krystn MeierPosted in Life Insurance on October 23, 2020 last updated on July 8, 2023

What Is Burial Insurance?

What is Burial Insurance? Burial insurance is, essentially, a small permanent life insurance policy. Sometimes referred to as senior life insurance, funeral insurance, or final expense insurance, the point of this type of coverage is to ensure that your finances are in order if the worst should happen. At its core, this type of insurance…

Krystn MeierPosted in Life Insurance for Seniors on October 20, 2020 last updated on July 8, 2023

Senior Health and Life Insurance

Can we let you in on a secret? We don’t like the term “senior citizen.” In the life insurance community, “senior” is used as a buzzword to incite fear and anxiety, with the hopes that individuals over the age of 55 will panic-buy inadequate and overpriced policies. We know, we know: our website is called…

Krystn MeierPosted in Life Insurance for Seniors on October 7, 2020 last updated on July 8, 2023

Seniors and Life Insurance: Preparing for the Future

A lot of insurance websites gear their information to younger individuals shopping for affordable life insurance policies. This makes sense: were the unthinkable to happen to someone who has just started a family or bought a home, financially protecting loved ones is important. Life Insurance for Seniors As we age, our thoughts and lives shift…

Krystn MeierPosted in Life Insurance for Seniors on September 24, 2020 last updated on July 8, 2023

Accidental Death Insurance

What is Accidental Death? Accidental death refers to any death that is an outcome of an accident. These accidents are not expected, intended, or caused by illness. Accidental deaths include falls, motor vehicle accidents, drowning, poisoning, firearms, industrial accidents, suffocation, and fire-related accidents. Accidents are the fourth leading cause of death in the United States.…

Krystn MeierPosted in Accidental Death Insurance on July 4, 2023 last updated on July 8, 2023

How Does No Exam Life Insurance Work?

Life insurance. It’s one of those topics that, let’s be honest, can feel about as exciting as watching paint dry. Yet, here we are, ready to dive into the heart of it, with a twist – no exam life insurance. You might be thinking, “Insurance without the poking and prodding of a medical exam? Sign…

Krystn MeierPosted in No Exam Life Insurance on June 15, 2023 last updated on July 8, 2023

Best Guaranteed Acceptance Life Insurance Companies: Our Top 3 Carriers

Guaranteed acceptance life means that you are guaranteed to be accepted once you apply for life insurance. The policy will stay active as long as you pay your premiums until the day you die. Notably, some companies have a clause that considers “paid-up” where the policy is considered paid in full until death. The difference…

Krystn MeierPosted in No Exam Life Insurance on May 30, 2023 last updated on July 8, 2023

Life Insurance for SBA Loans: Top Mistakes to Avoid & How to Apply & What is the cost?

SBA Loan SBA Loans refer to loans that the government guarantees and are issued through banks to small businesses. Alternatively, SBA loans refer to low-cost government funding. The biggest advantage that SBA loans have over traditional loans is that they have lesser risks. Most borrowers do not know that the Small Business Administration (SBA) is…

Krystn MeierPosted in Business Insurance on April 24, 2023 last updated on July 4, 2023

Life Insurance for SBA Loans: The Ultimate Guide in 2023

What is SBA? The Small Business Administration (SBA) is a United States government agency that provides support to entrepreneurs and small businesses. It is located in Washington, D.C. This includes providing loans, helping businesses find resources and training, and giving advice on starting and growing a business. How Does The General Process Of Applying For…

Krystn MeierPosted in Business Insurance on March 14, 2023 last updated on July 8, 2023

Banner Life Insurance Review

Banner Life Insurance Company is one of the leading insurance companies in providing life insurance coverage to individuals and families. It has become a great choice for customers due to various reasons. For these reasons, there comes competitive prices, commitment to the customers, and comprehensive coverage options. Here, we will provide a review of the…

Krystn MeierPosted in Life Insurance Company Reviews on January 4, 2023 last updated on July 4, 2023

You Didn’t Buy Enough Insurance: Now What?

We all remember the story of Goldilocks and the Three Bears. If you don’t, let us refresh your memory: a tiny blonde girl named Golidlocks commits a breaking-and-entering felony while the Three Bears are out, and she proceeds to eat their porridge and sleep in their beds. She tries multiple bowls of porridge and all…

Krystn MeierPosted in Life Insurance on May 31, 2022 last updated on July 8, 2023