Is Your Insurance Carrier Financially Strong?

When shopping, we always look for the best. We read reviews, ask friends, and conduct extensive research before making our purchases.  The internet makes it easy to be misled when it comes to finding the “best.” This is especially true for life insurance. If you Google “best life insurance,” you will hit upon thousands of…
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Buying Life Insurance: How Much Do You Need?

It’s an unfortunate fact that death and taxes are the only two guarantees in life. We’d like to add buying life insurance to that list. We understand that life insurance is kind of a morbid industry. The whole point of life insurance is for an insurance company to pay a specified amount to your family after…
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Converting your term life insurance policy

Term Life Insurance Conversion: The Basics

We get a lot of clients who are nervous about life insurance. Whole life insurance seems so permanent and confusing. And term life insurance seems like it won’t last long enough. However, the process of converting your life insurance can be daunting.  The good news is that you are not locked into any policy forever.…
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Does My Insurance Policy Cover Coronavirus?

I think we can all agree that things are weird right now. 2020 started with so much promise and quickly devolved into quarantines and scary news stories with conflicting information about COVID-19.  As we all adjust to the new normal of working from home and social distancing, we’ve noticed that a lot of life insurance…
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Top Life Insurance Carriers

Our agents work with hundreds of top life insurance companies. Because we are experts in the industry, we know that finding the right policy for our clients is a matter of shopping around and comparing prices and options.  In this series, we will rate some of our favorite carriers. Don’t see your company on this…
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common life insurance mistakes

4 Common Life Insurance Mistakes to Avoid

If you’re looking for life insurance, you have options. A lot of individuals think their age or having a previous medical condition automatically disqualifies them for affordable coverage which is not the case. The key to finding an affordable life insurance policy is to do your research and to have a good agent on your…
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Cheap Term Life Insurance for 40 Year Olds

Welcome to the Big 4-0! You have probably been out celebrating with your pals and reminiscing of the good old days of your 20’s and 30’s wondering where the time has gone. The reality has set in that you never purchased life insurance and you’re feeling the pressure of what you have been putting off…
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Why You Should Always Choose Medically Underwritten Life Insurance

As you near your sixties and beyond, a bigger concern about life insurance is whether or not you will be able to qualify for term life coverage at your age. These concerns only worsen if you have a high risk disease or condition.  We get a lot of questions from clients who have seen companies…
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common life insurance mistakes

How Much Life Insurance Do You Actually Need?

Today in our 50s series, we are going to focus on age 52. If you are looking for a policy at this – or any – age, you should take the time to carefully consider how much life insurance you actually need.  Millions of Americans shopping for a life insurance policy face confusion as to…
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Wills vs. Life Insurance Policies: Do You Need Both?

If you are applying for a life insurance policy or planning on renewing your policy in your fifties, you probably have a lot of questions.  One of the most common questions we get is whether or not a will can suffice in lieu of a life insurance policy. After all, both seemingly perform the same…
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