Avoiding Common Life Insurance Scams

Life insurance is not always a cut-and-dry industry.  Frequently, it is confusing and convoluted, and it can be difficult to tell if the the policy you’ve purchased is the one that will work for you.  This is probably the main reason we recommend you seek the help of an independent life insurance agent. These individuals…
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For Life Insurance, Change Is Integral

Think back to what your life was like ten years ago. Chances are, you were a completely different person a decade ago than you are now, and that you faced different struggles and celebrated different life milestones. Now, think about the past year and how you have changed.  If there is one thing that is…
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Want Affordable Life Insurance? Your Heart Is The Key!

Let’s talk about heart health for a second; specifically, how your heart can prevent your from getting life insurance, particularly as you reach further into your fifties.  Heart disease is the leading cause of death for both men and women in the United States, with over 11.5% of adults experiencing heart disease in some form.…
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When It Comes To Your LIfe Insurance Policy, Do Your Research!

Have you ever gone into a clothing store and wandered around aimlessly? If you’re shopping just to shop, you may pick up anything that catches your eye.  In terms of clothing, this can end up being something that fits in perfectly with your wardrobe, or something that gathers dust in the back of your closet. …
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How To Earn The Best Life Insurance Ratings Every Time

As you enter your early-to-mid fifties, your priorities shift.  You may start thinking about retirement, downsizing your home or seeing your family through life milestones, such as weddings and births. If you’re like most Americans, you probably aren’t thinking about prioritizing your life insurance.  At this age, life insurance should be at the forefront of…
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Why Whole Life Insurance Isn’t Right For You

The first step to finding the right policy for you is to decide which policy you want/need.  Seems simple, right? Unfortunately, your first instinct might be the wrong one. It is a common mistake of those around the age of 51 to believe they should switch from term life insurance to whole life insurance.  Let’s…
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Finding Life Insurance In Your Fifties: The Basics

We’re going to let you in on a secret. A big one.  The life insurance industry is changing, particularly for those in their fifties and beyond.  You, like most individuals shopping for life insurance, probably believe that premiums increase as you age until they become unaffordable. This is partially true: you can and should expect…
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