life insurance cover coronavirus

Does My Insurance Policy Cover Coronavirus?

I think we can all agree that things are weird right now. 2020 started with so much promise and quickly devolved into quarantines and scary news stories with conflicting information about COVID-19.  As we all adjust to the new normal of working from home and social distancing, we’ve noticed that a lot of life insurance…
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common life insurance mistakes

4 Common Life Insurance Mistakes to Avoid

If you’re looking for life insurance, you have options. A lot of individuals think their age or having a previous medical condition automatically disqualifies them for affordable coverage which is not the case. The key to finding an affordable life insurance policy is to do your research and to have a good agent on your…
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Cheap Term Life Insurance for 40 Year Olds

Welcome to the Big 4-0! You have probably been out celebrating with your pals and reminiscing of the good old days of your 20’s and 30’s wondering where the time has gone. The reality has set in that you never purchased life insurance and you’re feeling the pressure of what you have been putting off…
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Why You Should Always Choose Medically Underwritten Life Insurance

As you near your sixties and beyond, a bigger concern about life insurance is whether or not you will be able to qualify for term life coverage at your age. These concerns only worsen if you have a high risk disease or condition.  We get a lot of questions from clients who have seen companies…
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common life insurance mistakes

How Much Life Insurance Do You Actually Need?

Today in our 50s series, we are going to focus on age 52. If you are looking for a policy at this – or any – age, you should take the time to carefully consider how much life insurance you actually need.  Millions of Americans shopping for a life insurance policy face confusion as to…
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Wills vs. Life Insurance Policies: Do You Need Both?

If you are applying for a life insurance policy or planning on renewing your policy in your fifties, you probably have a lot of questions.  One of the most common questions we get is whether or not a will can suffice in lieu of a life insurance policy. After all, both seemingly perform the same…
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Avoiding Common Life Insurance Scams

Life insurance is not always a cut-and-dry industry.  Frequently, it is confusing and convoluted, and it can be difficult to tell if the the policy you’ve purchased is the one that will work for you.  This is probably the main reason we recommend you seek the help of an independent life insurance agent. These individuals…
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For Life Insurance, Change Is Integral

Think back to what your life was like ten years ago. Chances are, you were a completely different person a decade ago than you are now, and that you faced different struggles and celebrated different life milestones. Now, think about the past year and how you have changed.  If there is one thing that is…
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Want Affordable Life Insurance? Your Heart Is The Key!

Let’s talk about heart health for a second; specifically, how your heart can prevent your from getting life insurance, particularly as you reach further into your fifties.  Heart disease is the leading cause of death for both men and women in the United States, with over 11.5% of adults experiencing heart disease in some form.…
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When It Comes To Your LIfe Insurance Policy, Do Your Research!

Have you ever gone into a clothing store and wandered around aimlessly? If you’re shopping just to shop, you may pick up anything that catches your eye.  In terms of clothing, this can end up being something that fits in perfectly with your wardrobe, or something that gathers dust in the back of your closet. …
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