Life Insurance for Seniors Archives - Noel Insurance Services

Life Insurance for Seniors

How Can I Purchase Affordable Life Insurance as a Senior?

How Can I Purchase Affordable Life Insurance as a Senior? Welcome to the Golden Years! You’ve worked hard all of these years and now your mind is starting to transition into retirement mode. You, like most seniors are starting to assess your life insurance needs before you officially retire. In reviewing your employer’s retirement package…

Return of Premium Life Insurance for Seniors

What is a Return of Premium Life Insurance Policy and is It Worth Buying?When you’re looking for a life insurance policy, it’s important to look past the gimmicks, ads, and sales pitches. For most policies, such as “return of premium” policies, it’s better to look at your budget and your needs before purchasing. And, at…

The Best Burial Insurance & Final Expense Companies in 2024

Burial insurance plans are designed to provide peace of mind to individuals and families by providing coverage against unexpected burial expenses. This coverage can help you pay for your funeral, internment, and the like, whether the death of an insured individual was expected or not. A burial insurance plan can be one of the most…

Senior Veteran Life Insurance

Happy Veteran’s Day! This Veteran’s Day, we want to discuss some available senior veteran life insurance options. There are many misconceptions surrounding life insurance for active duty and veteran service members. We are honored to work with senior veterans to help find the best life insurance policies out there. I’m a Veteran and a Senior:…

What Is Burial Insurance?

What is Burial Insurance? Burial insurance is, essentially, a small permanent life insurance policy. Sometimes referred to as senior life insurance, funeral insurance, or final expense insurance, the point of this type of coverage is to ensure that your finances are in order if the worst should happen. At its core, this type of insurance…

Dementia and Underwriting Insurance

Today we want to touch on a serious subject for seniors, especially seniors looking for life insurance. We all know that, as we age, our physical and mental abilities decline. For 5.8 million Americans 65 and over, Alzheimer’s and dementia, are scary realities that impact your underwritten risk. Before we continue: we want to take…

Senior Health and Life Insurance

Can we let you in on a secret? We don’t like the term “senior citizen.” In the life insurance community, “senior” is used as a buzzword to incite fear and anxiety, with the hopes that individuals over the age of 55 will panic-buy inadequate and overpriced policies. We know, we know: our website is called…

The Truth About Re-Rating Seniors

We talk a lot on here about how age is not a barrier to getting affordable life insurance. We also review what to do if you’ve been declined for life insurance. What we have not discussed is how to get re-rated as a senior. Whether you were rated too high, declined, or are just looking…

The Truth About Senior Coverage Declines

Life insurance decline is scary. For many seniors, shopping for life insurance comes with anxiety. You’ve reached a different phase of your life, and may not be sure what kind of life insurance you need. Or, maybe you have a good idea of how much and what type of insurance you need, but you’re afraid…

Is Life Insurance the Answer to Retirement Savings?

If you’re reading this, you are a senior looking for affordable term life or whole life insurance. You’re 55 or over, and are in a different phase of your life. Your children may be grown, you may be thinking of downsizing a home, and you are a few years away from entering into retirement. We…