Life Insurance Topics

Affordable Burial Insurance for Seniors

Marketing is a funny thing, especially in the life insurance industry. Before you fall for burial insurance gimmicks you should know that burial insurance – also known as funeral insurance – is basically a small whole life insurance policy. The benefits are typically between $5,000 and $25,000. They are specifically designed to cover your final…

What Arthritis Means For Your Premium

It is possible to prevent a lot of diseases and natural effects of aging through healthy lifestyle choices. The older we get, the more important it is to take care of our bodies – and preventative care often starts young, in the form of stretching, exercising and eating well. However, there are some side effects…

Life Insurance Ratings, Explained

Seniors shopping for life insurance face a lot of uncertainty. Unfortunately, the stigma of aging comes with the fear of poor life insurance ratings and – even worse – the possibility of decline for coverage. The good news is you do not have to be afraid to shop for life insurance just because you’re over…

Common Life Insurance Mistakes to Avoid

If you’re looking for life insurance, you have options. A lot of individuals think their age or having a previous medical condition automatically disqualifies them for affordable coverage which is not the case. The key to finding an affordable life insurance policy is to do your research and to have a good agent on your…

Life Insurance for Seniors over 60!

Life insurance has been a part of your financial plan for most of your life, but now you’re wondering if you need the coverage at this age. Even though you’re at a different stage in life it can be just as important for you to continue your coverage. At this age, seniors are starting to transition…

Avoiding Common Life Insurance Scams

Life insurance is not always a cut-and-dry industry. Frequently, it is confusing and convoluted, and it can be difficult to tell if the the policy you’ve purchased is the one that will work for you. This is probably the main reason we recommend you seek the help of an independent life insurance agent. These individuals…

Why Is Whole Life Insurance Bad?

The first step to finding the right policy for you is to decide which policy you want and what you need. Seems simple, right? Unfortunately, your first instinct might be the wrong one. It is a common mistake of those around the age of 51 to believe they should switch from term life insurance to…