Protective Life
Lincoln Life
Banner Life

Our Purpose is to Protect Your Loved Ones Financially at each Stage in Life!

Who We Are

Here at Noel Insurance, we believe that life insurance is more than a transaction. You’re putting your family’s financial future in our hands, and we aim to provide the best, most personalized service in the life insurance industry. 

Noel Insurance was founded by Krystn Meier, a SoCal mother of two who understands that a life insurance policy is personal. 

What We Do

Noel Insurance is a one-stop-shop for all of your insurance needs. Because we are founded by an independent life insurance agent, we can shop around and provide you with the best prices. We’re not tied to one particular vendor; rather, we develop relationships with underwriters throughout the industry. 

This allows us to find you the best price on life insurance policies to suit your needs. 

Our Methods

Unlike most insurance agents, who are aligned with companies and will push to sell you policies that don’t work for you, we take the time to get to know our clients on a personal level. Sound gimmicky? It’s not. We do this for a few reasons:

  • It allows us to understand your financial situation
  • We can get a better picture of your health
  • Working *with* you means we work *for* you, which means you are more likely to find a policy that suits your needs. We believe a happy client is the cornerstone of any successful business. 

Once we’ve connected and gotten an understanding of your family’s current and future plans and lifestyle, we take your information and go shopping. You heard that correctly: we shop around. Then we present your options to you.

The problem with using other life insurance brokers is that, often, they will have you plug your information into an automatic quote generator, and that will be that. You won’t get an in-depth explanation of the variances in prices, nor will you get the best life insurance rating. The problem with this widely-used method is that your ratings aren’t explained to you. 

The truth is that life insurance doesn’t always have to be complicated. We provide resources, such as our blog, to help you gain a basic understanding of the industry and how you may be rated. Instead of just plugging your information into an auto-quote generator and sending you on your way, we take the time at every step to explain the insurance process. This means no punches are pulled when you are picking a life insurance policy to suit your budget and needs. 

With Noel Insurance, your auto-generated quote is explained to you, and we walk you through each table rating for individuals in your group. And, because we also take the time to listen to our clients, we are able to present your case to insurance underwriters in a way that allows them to see a complete picture. This means your quotes are accurate every time. 

Life insurance isn’t one-size-fits-all. The amount of insurance you need and the customization of your policy won’t be the same as your neighbor’s. Rather, life insurance should be tailored to your needs, whether that’s saving a college tuition for your children, covering your final expenses, or setting up an estate plan for your family’s future. 

Nobody likes to think about life insurance, and, unfortunately, the industry doesn’t make it easy for you to simply find and purchase a policy. 

Our mission at Noel Insurance is to take the hard work out of shopping for life insurance, no matter the type you need. With over twelve years of experience, we’re experts in:

  • Term life insurance
  • No exam life insurance
  • High risk life insurance
  • Life insurance policies for seniors

If you have any questions or concerns, feel free to give us a call today