All Posts By Krystn Meier

Mutual of Omaha Life Insurance Review of 2022 –The Pro’s and Con’s

In order to live a comfortable life, many Americans are looking for a life insurance policy. Mutual of Omaha is one of the most well-known companies in the United States that provide this kind of service. This company has been around since 1909 (yes, that’s right, 112 years ago!) and has grown into a massive…
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How Can I Purchase Affordable Life Insurance as a Senior?

How Can I Purchase Affordable Life Insurance as a Senior? Welcome to the Golden Years! You’ve worked hard all of these years and now your mind is starting to transition into retirement mode.  You, like most seniors are starting to assess your life insurance needs before you officially retire. In reviewing your employer’s retirement package…
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What To Do If You’ve Been Declined?

For many seniors, shopping for life insurance comes with anxiety. You’ve reached a different phase of your life, and may not be sure what kind of life insurance you need. Or, maybe you have a good idea of how much and what type of insurance you need, but you’re afraid of high premiums and declines. …
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Return of Premium Life Insurance for Seniors

What is a Return of Premium Life Insurance Policy and is It Worth Buying?When you’re looking for a life insurance policy, it’s important to look past the gimmicks, ads, and sales pitches. For most policies, such as “return of premium” policies, it’s better to look at your budget and your needs before purchasing. And, at…
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buy-sell agreement life insurance

Buy-Sell Agreement Life Insurance

What Is A Buy-Sell Agreement? A buy-sell agreement refers to a legally binding contract that specifies how a partner’s share of a business may be reassigned if that partner passes on or abandons the business. A buy-sell agreement is also known as a buyout agreement, business prenup or business will. The buy-sell agreement states how…
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keyman life insurance

Key Man Life Insurance

Every company has employees that are central to its functionality and they must be protected by all means. Most companies opt for the “keyman life insurance policy”   Keyman or key person insurance refers to a life insurance policy that a company or business buys on the life of the owner, chief executive officer, or…
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Can I Purchase Life Insurance on Someone Else?

A lot of our helpful life insurance blog posts detail buying life insurance for yourself, in order to protect your loved ones. A life insurance policy acts as a financial cornerstone and can help protect your legacy and your assets. But, what if you need to buy life insurance on someone else? Can you name…
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life insurance medical information bureau

What Is The Medical Information Bureau? (MIB)

No! It’s Not The MEN IN BLACK! What is MIB? MIB- The Medical Information Bureau was founded in 1902 and has information on life, health, long-term care insurance applications, and disabilities of millions of people. MIB offers fraud protection services to insurance companies. MIB maintains a confidential consumer database that is accessible only by its…
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Decreasing Term Life Insurance, Is it right for you?

Term life insurance is a type of life insurance that provides coverage for a specific period, typically 5, 10, 15, 20, 25, or 30 years. The policy owner pays premiums monthly or annually, and the insurer guarantees a payout if the policyholder dies during the covered period. Term life insurance is often less expensive than…
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life insurance underwriting

Life Insurance Underwriting

The underwriting process for life insurance At some point, you need life insurance to cover you and your family, but you do not know the risk associated with getting the coverage. Before you get the life insurance, you must go through the underwriting process where insurance underwriters determine how much risk your insurer will cover…
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