Welcome to the Big 4-0! You have probably been out celebrating with your pals and reminiscing of the good old days of your 20’s and 30’s wondering where the time has gone. The reality has set in that you never purchased life insurance and you’re feeling the pressure of what you have been putting off…Read More
Life insurance has been a part of your financial plan for most of your life, but now you’re wondering if you need the coverage at this age. Even though you’re at a different stage in life it can be just as important for you to continue your coverage. At this age, seniors are starting to transition…Read More
As you near your sixties and beyond, a bigger concern about life insurance is whether or not you will be able to qualify for term life coverage at your age. These concerns only worsen if you have a high risk disease or condition. We get a lot of questions from clients who have seen companies…Read More
Today in our 50s series, we are going to focus on age 52. If you are looking for a policy at this – or any – age, you should take the time to carefully consider how much life insurance you actually need. Millions of Americans shopping for a life insurance policy face confusion as to…Read More
If you are applying for a life insurance policy or planning on renewing your policy in your fifties, you probably have a lot of questions. One of the most common questions we get is whether or not a will can suffice in lieu of a life insurance policy. After all, both seemingly perform the same…Read More
Think back to what your life was like ten years ago. Chances are, you were a completely different person a decade ago than you are now, and that you faced different struggles and celebrated different life milestones. Now, think about the past year and how you have changed. If there is one thing that is…Read More
Let’s talk about heart health for a second; specifically, how your heart can prevent your from getting life insurance, particularly as you reach further into your fifties. Heart disease is the leading cause of death for both men and women in the United States, with over 11.5% of adults experiencing heart disease in some form.…Read More
Have you ever gone into a clothing store and wandered around aimlessly? If you’re shopping just to shop, you may pick up anything that catches your eye. In terms of clothing, this can end up being something that fits in perfectly with your wardrobe, or something that gathers dust in the back of your closet. …Read More
As you enter your early-to-mid fifties, your priorities shift. You may start thinking about retirement, downsizing your home or seeing your family through life milestones, such as weddings and births. If you’re like most Americans, you probably aren’t thinking about prioritizing your life insurance. At this age, life insurance should be at the forefront of…Read More
We’re going to let you in on a secret. A big one. The life insurance industry is changing, particularly for those in their fifties and beyond. You, like most individuals shopping for life insurance, probably believe that premiums increase as you age until they become unaffordable. This is partially true: you can and should expect…Read More
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