Noel Insurance Services Blog - Page 7 of 9 | Learn About Life Insurance

The Truth About Re-Rating Seniors

We talk a lot on here about how age is not a barrier to getting affordable life insurance. We also review what to do if you’ve been declined for life insurance. What we have not discussed is how to get re-rated as a senior. Whether you were rated too high, declined, or are just looking…

Life Insurance Ratings, Explained

Seniors shopping for life insurance face a lot of uncertainty. Unfortunately, the stigma of aging comes with the fear of poor life insurance ratings and – even worse – the possibility of decline for coverage. The good news is you do not have to be afraid to shop for life insurance just because you’re over…

The Truth About Senior Coverage Declines

Life insurance decline is scary. For many seniors, shopping for life insurance comes with anxiety. You’ve reached a different phase of your life, and may not be sure what kind of life insurance you need. Or, maybe you have a good idea of how much and what type of insurance you need, but you’re afraid…

Is Life Insurance the Answer to Retirement Savings?

If you’re reading this, you are a senior looking for affordable term life or whole life insurance. You’re 55 or over, and are in a different phase of your life. Your children may be grown, you may be thinking of downsizing a home, and you are a few years away from entering into retirement. We…

Seniors and Life Insurance: Preparing for the Future

A lot of insurance websites gear their information to younger individuals shopping for affordable life insurance policies. This makes sense: were the unthinkable to happen to someone who has just started a family or bought a home, financially protecting loved ones is important. Life Insurance for Seniors As we age, our thoughts and lives shift…

Why Senior’s Need A Life Insurance Agent

If you’re looking for more information about life insurance, then you’re in the right place! We’re here to provide you with a one-stop-shop for all the information you may need, because we believe educating our clients about the industry is the best way to make sure that we’re helping them get the best rates possible. …

4 Common Life Insurance Mistakes to Avoid

If you’re looking for life insurance, you have options. A lot of individuals think their age or having a previous medical condition automatically disqualifies them for affordable coverage which is not the case. The key to finding an affordable life insurance policy is to do your research and to have a good agent on your…

Best Life Insurance Options for Seniors

If you’re a “senior” looking for life insurance, then chances are you have a lot of preconceived notions about what your policy may look like and what you might have to pay for a life insurance policy. The idea that seniors can’t qualify for affordable and good coverage due to age restrictions is a notion…

Cheap Term Life Insurance for 40 Year Olds

Welcome to the Big 4-0! You have probably been out celebrating with your pals and reminiscing of the good old days of your 20’s and 30’s wondering where the time has gone. The reality has set in that you never purchased life insurance and you’re feeling the pressure of what you have been putting off…

Life Insurance for Seniors!

Tips Seniors Should Know Before Purchasing Life Insurance Purchasing life insurance for seniors may be difficult but it’s not impossible. We all strive to have the peace of mind that our loved ones will be taken care of after we are gone. When I speak to my senior clients, they want to make sure that their final…